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Do we really need a prenuptial agreement?

Getting married is one of the greatest joys in life. On the flipside, there are not many things worse than the thought of divorce. While you hope you will remain married forever, things can happen. As a result, divorce is the only way out. To protect yourself, as well as the other party, it may be in your best interest to consider a prenuptial agreement.

Before you decide against a prenuptial agreement or before you think this is only for the rich and famous, consider the following benefits:

— Protects your individual property. This is particularly true if both parties don’t have equal assets when entering the marriage.

— Makes it clear what property is communal and what property is marital.

— Arranges the legal details in the event of death or divorce.

— Can come in handy during the estate planning process.

— Outlines who is responsible for managing financial relationships.

— Provides full disclosure of income, debt and assets.

Whether or not you get a prenuptial agreement is based on many factors, including how much money both parties have when entering the marriage. Along with this, you must feel comfortable discussing this with your partner in a manner that does not cause any concerns.

Some people realize that a prenuptial agreement is best for them, while others soon come to the conclusion that it has nothing to offer a couple in their position. If nothing else, you should understand the benefits of such an agreement, as this will allow you to determine if it could be the right decision.

Source: Forbes, “Prenups: I Do Or Don't At Any Age,” Neale Godfrey, Aug. 30, 2015

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